Need Foreclosure Assistance?

                      Whether you are interested in foreclosed properties, or need assistance with your foreclosure matters, contact the foremost authorities on the Rapid City & Black Hills Foreclosure Market. 

We created Pre-ForeclosureHotLine.net for the homeowner facing a possible foreclosure, and to provide alternatives to losing a home.

 If you need to sell your home quickly, to prevent a foreclosure from affecting your credit history, we may be able to negotiate a short-sale with your lender.

According to: Foreclosure Self-Defense For Dummies, "The best option for over 90% of home owners facing foreclosure, is to sell their home and move into a more affordable one."
                                                       

When the outstanding loan on your property is greater then the offer on your home, there is a deficiency that needs to be resolved. Usually that meant the seller would need to bring money to the Closing. During Short-Sale negotiations we act on your behalf, with the lender, to allow you to sell the property for less then what is owed. 

Mortgage lenders make the Short-Sale process as challenging as they can. It’s in their best interest to maximize their profits and minimize their losses. Their best interests and yours may not be the same. Although Short-Sales have become more common in our current market situation, there are still many obstacles to overcome.

 Yvonne Starostecka and Andrew Chlebek, SD licensed Realtors, affiliated with 1^st Choice Realty LLC, have personally purchased numerous “HUD Homes” in the past and have also assisted individuals in the sale of their Pre-Foreclosure homes. We bring over a decade of personal and professional Real Estate experience to each of our customers. Our commitment, experience, and knowledge give us a winning combination.

 Pre-Foreclosure.net is part of the Black Hills Real Estate Services Network